Terms of Service

1. Introduction

By using ChalPals, you agree to these Terms of Service. If you do not agree, do not use the service.

2. Account Registration

• Users must provide accurate and complete information.
• You are responsible for maintaining the confidentiality of your account.

3. Challenges & Penalties

• Challenges are created and managed by users, not ChalPals. We do not endorse or take responsibility for challenge content.
• By joining a challenge, you agree to abide by the challenge rules, including any penalty amounts set by the creator.
• Missed check-ins result in automatic penalties. Penalty amounts are set by the challenge creator and are capped at $10 per missed check-in.
• A photo check-in is required as proof of participation. Photos must be related to the challenge activity. Vulgar, inappropriate, or unrelated images may result in disqualification from the challenge and potential removal from ChalPals.
• If you give up on an active challenge, your penalty is calculated as all missed check-ins to date plus all remaining future check-ins, with a 25% surcharge applied to the total. Giving up on a challenge with payments enabled will result in a charge for this amount.
• If you have an outstanding unpaid balance from a previous challenge, you will not be able to join new challenges with payments enabled until the balance is resolved.

4. Payments & Refunds

• Payment processing is handled by Stripe. By joining a challenge with payments enabled, you authorize ChalPals to charge your saved payment method for any penalties incurred at the end of the challenge.
• Payments are enabled on a per-challenge basis by the challenge creator. Challenges without payments enabled track penalties for accountability purposes only — no money is collected or distributed.
• Penalty charges are non-refundable once processed.
• The total penalty pot is split evenly among participants who successfully complete the challenge without any missed check-ins.
• Penalty amounts are capped at $10 per missed check-in.
• ChalPals is not responsible for disputes between participants regarding challenge fairness or outcomes.

5. Termination

We reserve the right to suspend or terminate your account if you violate these terms.

6. Limitation of Liability

ChalPals is not responsible for any losses incurred from the use of the service.

7. Changes to Terms

We may update these terms from time to time. Continued use of ChalPals after changes means you accept them.

8. Public Challenges

• Creators may make challenges publicly visible on the Discover page.
• Public challenges can be joined by any registered user up to the max participant limit.
• ChalPals does not vet or endorse public challenge content.